An informal determination by a lender or mortgage broker stating how much mortgage you can afford. Related Articles: 5 Reasons Why Pre-Qualifying for a Mortgage Loan is Crucial for Colorado HomebuyersThinking of getting a mortgage loan in Colorado? Discover why pre-qualification is an important step towards finding your dream home, and how it will help you save time, money and effort.About UsOur Loan ProgramsHomeConventional Mortgages